Credit Cards Casinos: What You Need to Know !
Our Top Recommendation on Credit Card Casinos
We researched the market and found the best credit cards casinos. Explore the list of sites hand-picked by our experts. They are secure and have a wide variety of games.
How to Use a Credit Card at an Online Casino
A credit card can be used at an online casino just as at any other offline or online place. The only difference is that players must be registered. From there on, it’s a simple matter of filling out the details and making their first deposit.
As this method is so popular, most casinos accept it. It is a safe and quick method to top up one’s account. The security is guaranteed by banks, which have strict measures against fraud and unauthorized use. One last convenience is that it supports immediate gaming. In other words, players can top up their account now and pay their credit to the bank at the end of the month.
VISA Credit Card Specifics
Online casino VISA is a plastic bank card with 16 digits. Operating out of San Francisco since 1958, it is a popular way of payment both offline and online. At casinos, this method can be used for both money transfers in and out of one’s account. However, casino VISA is mostly used for deposits. This is because there are faster and cheaper alternatives for withdrawals.
Mastercard Credit Card Specifics
Mastercard is another plastic card based in the USA, New York. It is the second most popular deposit method of this type accepted at online casinos. The advantages of casino online Mastercard include security and a lenient fee structure. Some other reasons why gamblers choose Mastercard online casino sites are leeway before repayment and high deposit limits.
Making Payments with Credit Cards at Online Casinos
One of the key concepts to understand with this payment method is that you are paying with money that you may not have at the time of the transaction. In other words, you use credit from a bank. While this adds convenience, it also creates some risks, especially for players who are experiencing gambling issues.
Otherwise, paying with this method is a simple matter. During the process, you’ll have to provide the 16-digit number, your name, and the security code on the back of the card. Below, you can find more details about the depositing and withdrawal process.
How to Deposit with a Credit Card
To deposit at online casinos that accept credit cards, you first need to register. Then:
- Head to the Wallet section.
- Select VISA or Mastercard.
- Fill out the form with your card details.
- Specify the amount.
- Confirm. The deposit will have immediate effect.
How to Withdraw Using a Credit Card
Our data shows that credit cards are mostly used for deposits at online casinos. While available for cashouts at some gambling sites, most will usually replace it with the bank transfer option. With this said, here is how to receive your money from a casino using this payment method:
- Once again, go to the Wallet section.
- Pick your preferred credit card option.
- Enter your details — your card number, name, and security code.
- Define the amount.
- Finish the transaction.
You will see the funds reflected on your monthly balance.
Minimum and Maximum Deposit and Withdrawal Limits
In our experience as players, both VISA and Mastercard permit options for deposits and withdrawals, allowing players to gamble comfortably online. The numbers below refer to the average daily allowance at casinos. However, remember that some gambling sites also have weekly and monthly caps, which you can learn from their T&Cs pages.
| Method | Minimum Deposit | Maximum Deposit | Minimum Withdrawal | Maximum Withdrawal |
|---|---|---|---|---|
| VISA & Mastercard | 20 CHF | 6,000 CHF | 50 CHF | 2,000-10,000 CHF (Depending on Casino Policy) |
How Long Does it Take to Deposit and Withdraw with a Credit Card?
Deposits with VISA or Mastercard at casinos are instant, while withdrawals take from three to seven business days. Remember that some casinos have a 24-hour evaluation period for every outgoing transaction with VISA and Mastercard. Another factor that may contribute to the waiting time for cashouts is the KYC procedure. We always advise our readers to pass it before their first withdrawal.
Credit Card Deposit and Withdrawal Fees
Our research showed that deposits with casino credit cards do not come with fees. The situation sits differently with withdrawals at some casinos. Some sites may charge up to 5% of the transaction, although we must admit these cases are rare. To avoid this situation, most casinos will only offer VISA and Mastercard for deposits and allow players to use alternatives for cashouts (bank transfers, e-wallets, etc.). You can also help yourself by reading the withdrawal policies of your chosen casino, where all fees are listed.
Reasons to Use Credit Cards at Online Casinos
The main reason to use online casino credit cards for your gaming endeavours is convenience. But it’s not the only one. Other benefits include:
- Supported for Bonuses — Deposits with VISA and Masters will qualify you for all bonuses available at online casinos.
- Security — Credit card users benefit from two-layered protection: SSL and bank-specific encryption.
- Supports Large Deposits — By using this payment method, players will be enabled to spend up to 6,000 CHF per day should they wish.
Widely Accepted — Due to the popularity of VISA and Mastercard, they are supported at more than 90% of online gambling sites.
Based on our experience, credit cards are safer. First, you don’t spend your own money. And second, banks actively protect their customers from unauthorised transactions.
Yes, this payment method is one of the safest to use at casinos. However, we advise you to only play at gambling sites with a legit licence and a valid SSL certificate.
Our research has shown that VISA and Mastercard are the best options. They have excellent security characteristics and are widely supported.